Simple Tips to Protect Your Home from the Pitfalls of Snow and Ice

  • By Jeremy Thompson
  • 15 Jan, 2017
The recent treacherous threat of ice hitting Iowa has me thinking about protecting our houses from the elements. With the expectation this time of year for more brutal winter weather over the next few months, it’s crucial to protect your home. Whether you’re in a new or not-so-new home, snow and ice can wreak havoc on […] The post Simple Tips to Protect Your Home from the Pitfalls of Snow and Ice appeared first on J. Thompson Builders.
The recent treacherous threat of ice hitting Iowa has me thinking about protecting our houses from the elements. With the expectation this time of year for more brutal winter weather over the next few months, it’s crucial to protect your home. Whether you’re in a new or not-so-new home, snow and ice can wreak havoc on your house if you haven’t taken the time to conduct some winter maintenance.
Here’s what to do to protect your home from the damage of snow and ice.

Gutters and Downspouts

Clean gutters and downspouts — ideally before winter — to prevent water from backing up and ice from forming in them.
Direct downspouts away from the house so when the snow in your gutters melt, it doesn’t collect around the foundation.

Sidewalks and Steps

Spray a anti-icer/de-icer solution  on steps and sidewalks before ice or snow falls.

Melting Snow and Ice

As snow starts to accumulate around your house, remove it from near doorways, window wells and around the foundation. Melting snow turns into water, which can in turn cause water damage to your house.

The Roof

Keep an eye on the snow load on your roof. If your roof sags, or you hear cracking or popping noises, or even if you just notice a large amount of snow accumulation, you may need to call a roofing contractor immediately to clear the snow. Keep in mind your roof can collapse from heavy snow or ice build-up.
Another potential hazard is snow/ice accumulation on trees, which can cause them to fall and cause damage to your house. Keep your trees well trimmed all year.

Protecting Pipes

Disconnect exterior hoses from the faucets, and wrap pipes exposed to the exterior with weather-resistant insulation to prevent them from bursting. When temperatures hit their lowest, it can also help to keep the water on interior faucets running at a trickle, and to keep cabinet doors open to keep the pipes warm. If ever you suspect a frozen pipe, shut off the water main and contact a plumbing professional.

Foundation

Seal cracks and holes in the walls and around the foundation. Make sure the grade around your house slopes downward away from the foundation to encourage water to flow away from the house. Installing a sump pump in the basement works well as a backup in case water does come in.

Attic

Keep a proper amount of insulation in your attic. See this resource for an explanation of how to determine how much insulation you need in your home.

Ice Dams

A note on ice dams:keep in mind that ice dams occur when heat from the house escapes and warms the roof. This causes the snow on the roof to melt and refreeze and create a block of ice that traps water on the roof/in the gutters. This water can leak into the home. Proper insulation, and keeping the gutters clear are keys to preventing damage from ice dams.

For more useful information about home care and improvement follow us on Facebook and Twitter .

J. Thompson Builders Blog

By 7052540976 15 Nov, 2017
Some of these considerations may not be in the forefront of your mind, but there is a long list of aspects you need to consider when building a new home. These should help to get you started thinking about some of the most important pieces of the home building process.
By 7052540976 15 Oct, 2017
This home is being built with our client’s specific wants and needs in mind. The homeowner
requested a single family home with a modern contemporary house design. Previously, he lived
in a townhome and desired a more private, spacious residence. A main floor living with a large
space to entertain and big volume ceilings were a must on the client’s list.

The client decided building as opposed to finding a pre-existing home was a better solution for
him because he wants something specific to his needs. He already had the perfect location in
mind and it was time for him to own his dream home.

The area is ideal for this client because it allows him to live in close proximity to his hobbies and
interests and it also allows him the ability to walk to nearby restaurants or bike to the
surrounding shops. This homeowner will be close to everything. He truly loves the location!
The design concept picked is pictured below. In sticking with a contemporary influence, the
design has clean, simple lines that will result in an extraordinary modern home. We combined
elements of residential and commercial materials and design to bring our client’s unique requests to life.
By 7052540976 15 Sep, 2017

You decide that you are ready to build a custom home for you and your family. Now it is time to figure out how to finance your dreams!

Let’s start with the basics. As with any loan process, do your research. Talk to several mortgage companies that specialize or have a strong understanding/history of working with construction loans. Ask questions and voice your concerns. Companies of course want your business, but they also want to make sure they are a good fit for you and what you are wanting to accomplish. Reviews and referrals are strongly regarded these days. They want to make sure you have the best experience possible.

There are several main differences between a construction loan and a regular existing home loan. An individual construction loan may require a longer credit history  or a higher credit score as well as more money down and along the way. It is more of a process, but it is most certainly worth it. With the right builder, the more involved process becomes a piece of cake; but, that is an article for another time.

Home loans can have a 30 year term whereas a construction loan typically has a max of 1 year. “The rates on this type of loan are higher than rates on permanent mortgage loans. To gain approval, the lender will need to see a construction timetable, detailed plans and a realistic budget, sometimes called the “story” behind the loan,” as reported by  bankrate . While your home is being built, it is typical to make interest-only payments. 

If you are thinking, “I don’t have enough money to pay off a newly built home in 1 year!” Don’t panic.

A popular option is the construction-to- permanent financing sometimes called “one-time close,” a “single close,” or an "all-in-one" loan. Upon completion of construction, the remaining loan balance is converted into a permanent mortgage with terms up to 30 years. Like most loans, “the rate and other terms of the permanent mortgage are set up-front when the entire loan package is closed” according to the  National Association of Home Builders .  Construction/permanent loans are offered by many different lenders, including banks and mortgage companies and are a great option for those of us wanting to finance their home purchase over an extended period of time.

Another option is a stand-alone construction loan. This type of loan can be beneficial if you currently own your home and want a smaller down payment option.   Read more about stand alone construction loans.

There are many different loan options. What makes sense for one person doesn’t make sense for everyone. Make sure you find the right product for you and your particular project. If you want to talk over some options, contact us! We would love to hear your ideas and figure out how we can build your dream home.

View our work , read our reviews on Houzz.com , and visit our Facebook page to get inspired!
By Jeremy Thompson 01 Aug, 2017
Your home should work for you, your family and the way you live. Sometimes a new custom home isn’t the answer yet. When you need to maximize the space in your current home, find clever ways to make your space more usable by maximizing storage in unique ways. Platforms add additional space and a new […] The post Clever Remodeling Ideas to Maximize Storage Space appeared first on J. Thompson Builders.
By Jeremy Thompson 15 Jul, 2017
The internet puts an incredible amount of information at your fingertips. Why would you not take advantage of it to get home remodeling advice? Often it isn’t created by experts in the field. Here are 3 remodeling myths you may have read or heard about and the truth you need to know to understand how […] The post 3 Remodeling Myths and Tips appeared first on J. Thompson Builders.
By Jeremy Thompson 01 Jul, 2017
With more and more people working from home or taking at least the occasional “work from home” day, the home office has become an essential part of a home plan. Even if you don’t work from home ever, the home office is still a great area to work on creative projects, store important files, or […] The post Designing a Home Office: Increasing Productivity, Inspiring Creativity appeared first on J. Thompson Builders.
By Jeremy Thompson 15 Jun, 2017
We’ve offered you lots of advice over the years about building a custom home. Here is a condensed version of some of the most important tips to follow. Get on the fast track to planning your new custom home! 7 Tips for Building a Custom Home Pay attention to your subdivision covenants. Yes, these are […] The post Building a Custom Home: 7 Quick Tips appeared first on J. Thompson Builders.
By Jeremy Thompson 01 Jun, 2017
Whether building a house or undertaking a remodel you have the opportunity to design your house to suit your tastes and needs. There are many flooring options available, each with unique characteristics and design. Since flooring is a long-lasting part of the house it is important to choose the right floor for each room that […] The post 5 High-Quality Flooring Options Available for Your Home appeared first on J. Thompson Builders.
By Jeremy Thompson 15 May, 2017
Building a new home is an exciting time, filled with anticipation and satisfaction as you watch your vision come to life. However, it can also be a little overwhelming when you’re unfamiliar with some of the technical terms. To help remedy this we’ve defined a few of the custom home building terms you may hear […] The post 5 Key Terms to Understand in Custom Home Building appeared first on J. Thompson Builders.
By Jeremy Thompson 01 May, 2017
Whether you’ve just unpacked your first box or you’ve been living in your house for years, chances are there’s something about your home you’ve desired improving. However, before beginning a project there are a few key home remodeling terms you should become familiar with. Understanding these terms will help you navigate conversations with your remodeling […] The post 6 Key Home Remodeling Terms to Understand Before Beginning a Project appeared first on J. Thompson Builders.
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