Holiday Safety Tips for the Home

  • By Jeremy Thompson
  • 01 Dec, 2016
The holiday season is in full swing! While this time should be enjoyable, and an opportunity to reconnect with family, the traditional activities of this month bring with it some home safety issues. We’ve compiled a few risks to keep aware of, as well as the tips to minimize those risks from turning into a […] The post Holiday Safety Tips for the Home appeared first on J. Thompson Builders.
The holiday season is in full swing! While this time should be enjoyable, and an opportunity to reconnect with family, the traditional activities of this month bring with it some home safety issues. We’ve compiled a few risks to keep aware of, as well as the tips to minimize those risks from turning into a major catastrophe.

Fire Safety

First a few facts: Between the years of 2009-2013 fire departments in the United States were called to 210 home fires each year because of Christmas trees, additionally they dealt with about 860 fires each year due to decorations . Electricity and lighting equipment issues were involved in 35% of the Christmas tree fires. In 2014, the top 3 dates for home fires caused by cooking were Thanksgiving, Christmas day and Christmas Eve, candle fires were most to blame on Christmas, New Year’s Day and Christmas Eve.
But there is quite a bit of simple prevention measures you can use to stave off a holiday-influenced fire:
  • Stay in the kitchen when cooking, and keep an eye on the food. If it’s a food item that takes longer to cook, such as a roast, check on it frequently, and utilize a timer to remind you and keep you on task. Sometimes hosts get caught up in talking with their guests or enjoying the ambiance of the party, and time slips by. Wait until after you are finished cooking to enjoy that glass of wine!
  • Keep flammable items away from the stove, including oven mitts, packaging and towels.
  • Keep kids away from the stove while cooking.
  • If you have a real Christmas tree, water it daily, and periodically check to make sure it is not dry. When you feel the needles, they should be flexible, not dry or brittle.
  • Keep Christmas trees at least three feet from heat sources including candles, fireplaces, heat vents and radiators.
  • When decorating with lights make sure they and any extension cords you use are UL-listed and undamaged.
  • On exteriors, use only lights made specifically for outdoor use.
  • Don’t connect more than three cord strands together, and don’t overload electrical outlets.
  • Turn off lights before going to bed, and before leaving the house.
  • Check cords and lights periodically to make sure they are still undamaged and don’t feel hot to the touch.
  • Keep a fire extinguisher on hand, and make sure the batteries are fresh in your smoke and carbon monoxide detectors.

Minimizing Other Safety Risks

Sidewalks and driveways can become covered with ice and snow during the holiday season, causing a risk to not only you, but also your guests.
  • Apply salt to your sidewalk and driveway right before it snows to keep it from icing over.
  • Wear warm, insulated clothing when you shovel to minimize frost bite risks.
  • Lift with your legs and not with our back when you shovel. You won’t enjoy the holiday season nearly as much if you are suffering from a back injury.
If you are hosting guests, plan for any special safety needs they may have.
  • Child-proof your home with door knob covers, cabinet latches, oven locks and plug protectors, if you are planning a visit from young family members.
  • Both children and older adults benefit from the addition of a grab bar to make it easier for them to get in and out of the bathtub. Also to prevent falls on wet surfaces, place a bath mat on the bathroom floor and a non-slip mat in the shower.

Happy Holidays from our family to yours! Enjoy this month safely, and for more great home advice follow us on Facebook and Twitter .

J. Thompson Builders Blog

By 7052540976 15 Nov, 2017
Some of these considerations may not be in the forefront of your mind, but there is a long list of aspects you need to consider when building a new home. These should help to get you started thinking about some of the most important pieces of the home building process.
By 7052540976 15 Oct, 2017
This home is being built with our client’s specific wants and needs in mind. The homeowner
requested a single family home with a modern contemporary house design. Previously, he lived
in a townhome and desired a more private, spacious residence. A main floor living with a large
space to entertain and big volume ceilings were a must on the client’s list.

The client decided building as opposed to finding a pre-existing home was a better solution for
him because he wants something specific to his needs. He already had the perfect location in
mind and it was time for him to own his dream home.

The area is ideal for this client because it allows him to live in close proximity to his hobbies and
interests and it also allows him the ability to walk to nearby restaurants or bike to the
surrounding shops. This homeowner will be close to everything. He truly loves the location!
The design concept picked is pictured below. In sticking with a contemporary influence, the
design has clean, simple lines that will result in an extraordinary modern home. We combined
elements of residential and commercial materials and design to bring our client’s unique requests to life.
By 7052540976 15 Sep, 2017

You decide that you are ready to build a custom home for you and your family. Now it is time to figure out how to finance your dreams!

Let’s start with the basics. As with any loan process, do your research. Talk to several mortgage companies that specialize or have a strong understanding/history of working with construction loans. Ask questions and voice your concerns. Companies of course want your business, but they also want to make sure they are a good fit for you and what you are wanting to accomplish. Reviews and referrals are strongly regarded these days. They want to make sure you have the best experience possible.

There are several main differences between a construction loan and a regular existing home loan. An individual construction loan may require a longer credit history  or a higher credit score as well as more money down and along the way. It is more of a process, but it is most certainly worth it. With the right builder, the more involved process becomes a piece of cake; but, that is an article for another time.

Home loans can have a 30 year term whereas a construction loan typically has a max of 1 year. “The rates on this type of loan are higher than rates on permanent mortgage loans. To gain approval, the lender will need to see a construction timetable, detailed plans and a realistic budget, sometimes called the “story” behind the loan,” as reported by  bankrate . While your home is being built, it is typical to make interest-only payments. 

If you are thinking, “I don’t have enough money to pay off a newly built home in 1 year!” Don’t panic.

A popular option is the construction-to- permanent financing sometimes called “one-time close,” a “single close,” or an "all-in-one" loan. Upon completion of construction, the remaining loan balance is converted into a permanent mortgage with terms up to 30 years. Like most loans, “the rate and other terms of the permanent mortgage are set up-front when the entire loan package is closed” according to the  National Association of Home Builders .  Construction/permanent loans are offered by many different lenders, including banks and mortgage companies and are a great option for those of us wanting to finance their home purchase over an extended period of time.

Another option is a stand-alone construction loan. This type of loan can be beneficial if you currently own your home and want a smaller down payment option.   Read more about stand alone construction loans.

There are many different loan options. What makes sense for one person doesn’t make sense for everyone. Make sure you find the right product for you and your particular project. If you want to talk over some options, contact us! We would love to hear your ideas and figure out how we can build your dream home.

View our work , read our reviews on Houzz.com , and visit our Facebook page to get inspired!
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By Jeremy Thompson 15 Jun, 2017
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Building a new home is an exciting time, filled with anticipation and satisfaction as you watch your vision come to life. However, it can also be a little overwhelming when you’re unfamiliar with some of the technical terms. To help remedy this we’ve defined a few of the custom home building terms you may hear […] The post 5 Key Terms to Understand in Custom Home Building appeared first on J. Thompson Builders.
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