The Fair Housing Act: What You Should Know and What Most Don’t Know

  • By Jeremy Thompson
  • 01 Apr, 2014
As we enter April, we celebrate the 46th anniversary of the 1968 landmark Fair Housing Act. The act came shortly after Martin Luther King Jr’s assassination. Its goal is to eliminate housing discrimination, creating equal opportunity throughout every community. It keeps communities free from housing discrimination, meaning anyone regardless of color, race, national origin, religion, […] The post The Fair Housing Act: What You Should Know and What Most Don’t Know appeared first on J. Thompson Builders.

What You Should Know

More specifically, the United States Department of Housing and Urban Development (HUD) says this is what is prohibited under the Fair Housing Act:
In the Sale and Rental of Housing: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap:
  • Refuse to rent or sell housing
  • Refuse to negotiate for housing
  • Make housing unavailable
  • Deny a dwelling
  • Set different terms, conditions or privileges for sale or rental of a dwelling
  • Provide different housing services or facilities
  • Falsely deny that housing is available for inspection, sale, or rental
  • For profit, persuade owners to sell or rent (blockbusting) or
  • Deny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing.
In Mortgage Lending: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or handicap (disability):
  • Refuse to make a mortgage loan
  • Refuse to provide information regarding loans
  • Impose different terms or conditions on a loan, such as different interest rates, points, or fees
  • Discriminate in appraising property
  • Refuse to purchase a loan or
  • Set different terms or conditions for purchasing a loan.
In Addition: It is illegal for anyone to:
  • Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting others who exercise that right
  • Advertise or make any statement that indicates a limitation or preference based on race, color, national origin, religion, sex, familial status, or handicap. This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the Fair Housing Act.

What Most Don’t Know

In late 2013, the National Association of Realtors published a blog detailing some of the more interesting things most may not know about the Fair Housing Act. Here are a few:
  1. The federal government was instrumental in inventing redlining. Redlining is the act of drawing a “red line

    The post The Fair Housing Act: What You Should Know and What Most Don’t Know appeared first on J. Thompson Builders .

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